11 At T Mobility On Your Credit Report?
11 At T Mobility is a debt collection company
You may not have to pay your debt (paying it may hurt your score)
Call now to find out if you can remove 11 At T Mobility from your report – without paying your debt (potentially)
Who Does 11 At T Mobility Collect For?
11 At T Mobility is a debt collector reporting a collection account on your credit report.
In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company.
They may attempt to communicate with you via mail or phone calls (demanding payment). Even worse, a collections account now appears on your credit report. This hurts your score (and chances) to get approved for a loan or other important financial event.
Getting this account removed may be possible.
How Does 11 At T Mobility Impact My Credit Score?
Any derogratory mark under it’s statute of limitations may severely impact your credit score. A collections account is no different.
How Can I Remove 11 At T Mobility From My Credit Report?
Removing 11 At T Mobility from your credit report may be possible if any information on the account is incorrect, error’d, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. We specialize in going after these types of accounts for our clients.
Speak with one of our friendly Credit Specialists to find out how we can help you.
Is 11 At T Mobility A Legitimate Debt Collection Agency?
11 At T Mobility is a debt collection agency. They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a “charge-off”).
Common Credit Report Mistakes
Credit reports are both volatile and prone to errors, which can lead to a decrease in your credit score. Common mistakes you should be on the lookout for include typos in your name or address, as this could signal identity theft. Other inaccuracies may also appear due to incorrect credit limits, account balances, or outdated information. Additionally, creditors may mistakenly report late payments or charge-offs against you. It’s important to stay vigilant and fix any errors quickly, as they can have a lasting and negative impact on your credit score.
Inaccuracies related to collections accounts or bankruptcies can also find their way onto credit reports and are often caused by incorrect reporting from the collection agency or court system.
It’s important to review your credit report regularly and dispute any inaccurate information you find, as this is the key to catching errors early and taking action to get them corrected.
11 At T Mobility may keep calling you if you have an outstanding balance on your account. While they are legally permitted to contact you to collect a debt, this must be done in accordance with the Fair Debt Collection Practices Act (FDCPA). The FDCPA sets limits on the number of times that a debt collector can contact you as well as the time of day that they can call.
If you wish to stop being contacted, there are several options for doing so. You can contact 11 At T Mobility directly and work out a payment plan or pay off the debt in full. Once the debt is paid, they will no longer have reason to contact you. Alternatively, you can request that they stop calling you by sending a written request under the FDCPA which specifies your desire not to be contacted any further regarding the debt.
We’ve helped thousands of people remove errors from their report to get mortgages, auto loans, and so much more.
Speak with a live credit specialist to see how we can help
Benefits of Having a Strong Credit Score
Having a great credit score can provide numerous advantages and lead to greater financial stability. Benefits include access to improved credit terms, lower interest rates, and increased acceptance of credit applications. Additionally, it can help you save money on car loans, mortgages, insurance rates, and even potentially aid in job searches.
Having a high credit score also gives you the power to negotiate better interest rates and beneficial loan terms such as lower down payments. Ultimately, having a good credit score can bring peace of mind knowing that you have more security and choice within the financial marketplace.
Legal Action and Wage Garnishment by 11 At T Mobility
If you owe 11 At T Mobility money and fail to make payments, they may take legal action against you, which could include filing a lawsuit. Should a judgment be entered against you, 11 At T Mobility could then garnish your wages, meaning that part of each paycheck will automatically be withheld to repay the debt. However, 11 At T Mobility can only garnish your wages if they receive a court order authorizing them to do so. While wage garnishment is an option for collecting debts, it is typically pursued as a last resort due to the time and expense associated with obtaining a court order.
Speak with one of our friendly Credit Specialists to find out how we can help you.
Erase 11 At T Mobility from Your Credit Report Today
If you have an 11 At T Mobility account on your credit report that is negatively impacting your credit score, don’t worry – Flawless Credit can help. Their credit repair experts will begin the process by filing a dispute with the credit bureaus, where they will investigate the accuracy and completeness of the account. Upon finding any errors or inaccuracies, they will work to have them corrected. With Flawless Credit’s reliable disputing process and money-back guarantee, you can be sure that they are well-equipped to handle your case. Don’t let 11 At T Mobility’s negative reporting bring down your credit score any longer – get in touch with Flawless Credit now and reclaim control of your financial future.